Will My Retirement Last

In today's environment with 401K and IRA savings account instead of pensions, the most common question is "How long will my retirement funds last?" . This calculator is designed to answer that question. It uses data from your retirement funds combined with social security, pensions, and continuing employment income while adjusting for different inflation and investment return rates.

Go ahead and give a try. We do not store or collect any user data so your privacy is secured. Data is only stored in a cookie on your desktop.

Basics (Required)

Enter basic personal and financial data. All these fields are required to begin.

Birth month and year:

Current savings:

Retirement month and year:

Monthly withdraw:

Monthly savings deposit:

Investment growth rate:

Average inflation rate:

Social Security (Optional)

If you will be eligible to collect USA Social Security then enter the expected monthly amounts for the following ages:

Age 62:

Age 67:

Age 70:

SS growth rate:

Income (Optional)

Enter any income expected from monthly pensions.

Pension 1

Name:

Monthly amount:

Starting month and year:

Estimated growth rate:

Pension 2

Name:

Monthly amount:

Starting month and year:

Estimated growth rate:

Enter any expected saving increases such as receiving a cash inheritance.

Income event 1

Name:

Amount:

Month and year:

Income event 2

Name:

Amount:

Month and year:

Enter any expected additional monthly income during retirement such as a part time job.

Monthly amount:

Starting month and year:

Ending month and year:

Expenses (Optional)

Enter any expected major expenses such as buying a house or boat.

Expense 1

Name:

Amount:

Month and year:

Expense 2

Name:

Amount:

Month and year:

Medical Insurance (Optional)

Enter any monthly medical insurance premiums. Does not include government funded programs such as Medicare or Medicaid

Medical insurance 1

Name:

Monthly premium:

Starting month and year:

Ending month and year:

Medical insurance 2

Name:

Monthly premium:

Starting month and year:

Ending month and year:

Asset list (Optional)

Enter any assets or accounts you want to track. This is not used to calculate remaining savings.

Valuation month and year:

Line #

Asset Name

Type

Value

Percent

Notes

0.0 %

Total value:

0.00

Showing the data

For those that like to see all the monthly event data, here are the details.

Age

Starting Balance

Income Saving Deposit

Income SS 62

Income SS 67

Income SS 70

Income Pension1

Income Pension2

Income Event1

Income Event2

Income Job

Income Investments

Expense Monthly

Expense Medical1

Expense Medical2

Expense Event1

Expense Event2

Ending Balance Base

Ending Balance SS 62

Ending Balance SS 67

Ending Balance SS 70